Financial Calculators
Our financial calculators help you make confident money decisions, from mortgage payments and loan amortization to compound interest and retirement projections. Run scenarios instantly in your browser and compare outcomes side by side, with no sign-up required.
401(k) Calculator
Calculate 401(k) growth with employer matching, contributions, and tax benefits.
Amortization Calculator
Generate a detailed amortization schedule for any loan.
Annuity Calculator
Calculate the present or future value of an annuity with regular payments.
Annuity Payout Calculator
Calculate periodic payout amounts from an annuity based on balance and terms.
APR Calculator
Calculate the annual percentage rate including fees and closing costs.
Auto Lease Calculator
Calculate monthly lease payments including residual value and money factor.
Auto Loan Calculator
Calculate monthly car payments, total interest, and total cost for auto loans.
Average Return Calculator
Calculate the average annual return of an investment over a period.
Bill Split by Item
Split a group bill so each person pays for their own items plus a fair share of tax and tip.
Boat Loan Calculator
Calculate monthly payments and total cost for boat and marine loans.
Bond Calculator
Calculate bond price, yield to maturity, and coupon payments.
Bond Yield to Maturity (YTM) Calculator
Solve for a bond yield to maturity from its market price, coupon, and term.
Break-Even Calculator
Calculate break-even point in units and revenue.
Budget Calculator
Create a monthly budget by categorizing income and expenses.
Business Loan Calculator
Calculate monthly payments and total cost for business and SBA loans.
CAGR Calculator
Calculate compound annual growth rate.
Canadian Mortgage Calculator
Calculate Canadian mortgage payments with semi-annual compounding and CMHC insurance.
Cap Table with Multi-Round Dilution
Model startup equity ownership through multiple funding rounds, ESOP pools, and SAFE conversions with full dilution tracking.
Capital Gains Tax Calculator
Estimate capital gains tax on an investment sale using short-term and long-term rates.
Car Payment Calculator
Estimate a monthly car payment with sales tax, dealer fees, trade-in, and total cost of ownership.
Cash Back or Low Interest Calculator
Compare a cash-back rebate offer vs. a low-interest financing deal.
CD Calculator
Calculate the earnings on a certificate of deposit with various terms and rates.
CD Ladder Calculator
Build a CD ladder across staggered terms and project the blended APY and maturity schedule.
Coast FIRE Calculator
Find your Coast FIRE number and see whether you can stop contributing and let compounding reach your retirement goal.
College Cost Calculator
Estimate the total cost of college including tuition, room, board, and inflation.
Commission Calculator
Calculate sales commissions with tiered rates, bonuses, and payout structures.
Compound Interest Calculator
Project long-term wealth accumulation using variable contribution and yield parameters.
Cost of Living Calculator
Compare the cost of living between two cities and find the equivalent salary.
Credit Card Calculator
Calculate how long it takes to pay off credit card debt and total interest paid.
Credit Card Payoff Calculator
Create a plan to pay off credit card debt by a target date.
Credit Utilization Calculator
Calculate per-card and overall credit utilization and the paydown needed to hit a target.
Crypto Profit Calculator
Calculate profit, loss, and ROI on a cryptocurrency trade after buy and sell fees.
Currency Calculator
Convert between currencies using current exchange rates.
Debt Consolidation Calculator
Compare your current debt payments with a single consolidated loan.
Debt Payoff Calculator
Calculate the fastest way to pay off multiple debts using avalanche or snowball methods.
Debt-to-Income Calculator
Calculate your debt-to-income ratio to understand your financial health.
Depreciation Calculator
Calculate asset depreciation using straight-line, declining balance, or sum-of-years methods.
Discount Calculator
Calculate the final price after applying a discount percentage or amount.
Dividend Reinvestment (DRIP) Calculator
Project portfolio growth when dividends are reinvested to buy more shares each year.
Dividend Yield Calculator
Calculate dividend yield and yield on cost from a stock price and annual dividend.
Down Payment Calculator
Calculate how much you need for a down payment and how it affects your mortgage.
EBITDA Calculator
Calculate EBITDA and EBITDA margin from net income, interest, taxes, depreciation, and amortization.
Emergency Fund Calculator
Find your emergency fund target and how long it takes to build at your savings rate.
Estate Tax Calculator
Estimate federal estate tax liability based on estate value and exemptions.
FHA Loan Calculator
Calculate monthly payments for FHA loans including mortgage insurance premiums.
Finance Calculator
A general-purpose financial calculator for TVM, loan, and investment problems.
FIRE Number Calculator
Find the nest egg you need for financial independence and how many years to reach it.
Freelance Rate Calculator
Work out the hourly and day rate a freelancer or contractor must charge to hit a target income after expenses and tax.
Future Value Calculator
Calculate the future value of an investment or savings with regular contributions.
Gross to Net Income Calculator
Convert between gross and net income two ways using one combined deduction rate plus a flat amount.
GST Calculator
Add or remove GST from a price and see the net amount, GST portion, and gross total.
HELOC Calculator
Calculate payments and borrowing limits for a home equity line of credit.
Home Equity Loan Calculator
Calculate monthly payments and total cost for a home equity loan.
Hourly to Salary Calculator
Convert an hourly wage into annual, monthly, biweekly, weekly, and daily salary figures.
House Affordability Calculator
Calculate how much house you can afford based on income, debts, and down payment.
Income Tax Calculator
Calculate federal income tax based on filing status, income, and deductions.
Inflation Calculator
Calculate the impact of inflation on purchasing power over time.
Interest Calculator
Calculate simple and compound interest on your savings or investments.
Interest Rate Calculator
Calculate the interest rate needed to reach a target amount from your principal.
Investment Calculator
Calculate investment growth with contributions, compound interest, and various return rates.
Invoice Calculator
Add up invoice line items, apply a discount and tax, and get the subtotal, tax, and grand total instantly.
IRA Calculator
Calculate traditional IRA growth with tax-deferred contributions and required distributions.
IRR Calculator
Calculate the internal rate of return for a series of cash flows.
Late Fee Calculator
Compute the late fee and overdue interest on an unpaid invoice or balance from a flat fee plus a periodic rate.
Lease Calculator
Calculate general lease payments for equipment, property, or vehicles.
Loan Calculator
Calculate loan payments, total interest, and view complete amortization schedules.
Lump Sum vs Annuity Calculator
Compare a lump sum payout to an annuity by discounting the payment stream to present value.
Machine Shop Quick Job Quoting
Estimate CNC machining job costs with material, machine time, setup, labor, overhead, and margin calculations for any batch size.
Margin Calculator
Calculate profit margin, markup, and gross profit from cost and revenue.
Markup Calculator
Calculate selling price from cost and markup percentage.
Marriage Tax Calculator
Calculate the marriage tax penalty or bonus by comparing single vs. joint filing.
Monte Carlo Portfolio Simulator
Simulate portfolio outcomes across thousands of random market scenarios with percentile analysis, fan charts, and probability of ruin estimates.
Mortgage Amortization Calculator
View a detailed amortization schedule showing principal and interest breakdown over time.
Mortgage Calculator
Calculate monthly payments, interest rates, and loan terms with real-time visualization of amortization schedules.
Mortgage Calculator UK
Calculate UK mortgage payments with stamp duty and British lending standards.
Mortgage Payoff Calculator
Calculate how extra payments can help you pay off your mortgage faster.
Mortgage Recast Calculator
See your new mortgage payment after a lump-sum principal payment when the loan is re-amortized at the same rate and term.
Mutual Fund Calculator
Calculate mutual fund returns including expense ratios and systematic investment plans.
Net Worth Calculator
Add up your assets and liabilities to find your net worth and debt-to-asset ratio.
Options Strategy Builder with Greeks
Build multi-leg options strategies with auto-calculated Black-Scholes pricing, combined Greeks, P&L diagrams, and breakeven analysis.
Overtime Calculator
Calculate overtime pay from regular hours, overtime hours, and a rate multiplier.
Payback Period Calculator
Calculate how long it takes to recoup an investment from its cash flows.
Paycheck Calculator
Estimate net take-home pay per check after 401(k), health premiums, federal tax, FICA, and state tax.
Payment Calculator
Calculate monthly payments for any loan amount, rate, and term.
Pension Calculator
Estimate your pension benefits based on salary, years of service, and plan type.
Percent Off Calculator
Quickly calculate what a given percentage off means for any price.
Personal Loan Calculator
Calculate monthly payments and total interest for personal loans.
Present Value Calculator
Calculate the present value of a future sum or stream of payments.
Price-to-Earnings (P/E) Calculator
Calculate the P/E ratio, PEG ratio, and earnings yield from a share price and EPS.
Real Estate Calculator
Calculate closing costs, commissions, and net proceeds from real estate transactions.
Refinance Calculator
Compare your current mortgage with a refinance option to see potential savings.
Rent Calculator
Calculate how much rent you can afford based on your income and expenses.
Rent vs Buy Calculator
Compare the long-term costs of renting versus buying a home.
Rental Property Calculator
Analyze rental property investment returns including cash flow and ROI.
Repayment Calculator
Calculate how long it takes to repay a loan and total interest paid.
Retirement Calculator
Plan your retirement by estimating how much you need to save and when you can retire.
RMD Calculator
Calculate required minimum distributions from retirement accounts.
ROI Calculator
Calculate return on investment percentage and annualized ROI.
Roth IRA Calculator
Calculate Roth IRA growth with tax-free withdrawals and contribution limits.
Rule of 72 Calculator
Estimate how many years it takes an investment to double using the Rule of 72.
Safe Withdrawal Rate Calculator
Estimate how much you can withdraw from a portfolio each year and the portfolio you need to fund a spending goal.
Salary Calculator
Convert salary between hourly, weekly, biweekly, monthly, and annual amounts.
Salary to Hourly Calculator
Convert annual salary to hourly wage and vice versa.
Sales Tax Calculator
Calculate sales tax amount and total price for purchases.
Savings Calculator
Calculate how your savings will grow with regular contributions and compound interest.
Savings Goal Calculator
Find the monthly deposit needed to reach a savings goal by a target date with interest.
Simple Interest Calculator
Calculate simple interest using the formula I = P × r × t.
Social Security Calculator
Estimate your Social Security retirement benefits based on earnings history.
Stock Cost Basis Calculator
Find the weighted-average cost basis per share across multiple purchase lots.
Stock Split Calculator
Calculate new share count and price after a stock split.
Student Loan Calculator
Calculate monthly payments and total cost for student loans including federal and private options.
Take Home Pay Calculator
Calculate your net pay after federal income tax and FICA payroll taxes.
Tax Bracket Calculator
Visualize how your taxable income splits across the 2024 federal tax brackets and see marginal vs effective rates.
Tax Refund Estimator
Estimate your federal tax refund or balance due by comparing tax withheld against tax owed.
Tax-Equivalent Yield Calculator
Convert a tax-free municipal bond yield into its taxable-equivalent yield by tax bracket.
VA Mortgage Calculator
Calculate monthly payments for VA loans including the VA funding fee.
VAT Calculator
Calculate value-added tax for inclusive and exclusive pricing.
Wedding Budget Calculator
Split a total wedding budget across standard categories by percentage and see the cost per guest.
Working Capital Calculator
Calculate working capital, the current ratio, and the quick ratio from your balance sheet.